Pace Complete provides benefits for you if you become ill and are unable to continue working. You can apply for an ill-health pension if you are permanently unable to carry out your current role or any paid work due to illness.
If your medical condition is permanent and you are unable to work, you may be able to take your pension early.
In some circumstances, you may be able to take some, or all, of your pension as a cash lump sum.
Any periods where you have not received any pay due to illness will be excluded from the pension calculation.
For more information about the conditions under which an ill-health pension is payable and how the ill-health pension is calculated, read the pension guide
for members of Pace Complete or contact the Pensions Department.
What happens if I am terminally ill?
If you are terminally ill, and with the consent of the Pace Trustees who will consider medical evidence, you may be able to exchange all of your ill-health pension for a one off, usually tax free, lump sum payment. Your family will still get any pension they are entitled to in full.
How do I apply for ill-health benefits?
If you think you may be eligible for ill-health benefits, you may be asked to take a medical examination. The Co-op and the Pace Trustees will then consider the medical evidence and decide whether you meet the conditions for an ill-health pension.
You should contact the Pensions Department for more information.