Terms and Conditions

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Thank you for accessing this website at coop.co.uk/pensions

This website is operated by The Co-operative Group Limited and for the purposes of these Terms of Use, The Co-operative Group Limited shall be referred to as 'we'.

The website does not intend to be comprehensive.

It is not intended to be a legal promise to members, as it is only a summary of the terms and conditions of Pace and reflects the pensions and tax legislation at the time the website content was written. If there is any conflict between the website content and the Rules, the Rules (as amended from time to time) will be overriding. If you want to see a copy of the Rules, or have any questions concerning the contents of this website, please contact the Co-op Pensions Department.

By using this website, you indicate your acceptance of these conditions in return for which we will provide you with access. From time to time we may modify the conditions, so please continue to review them whenever accessing or using this website. If you do not wish to accept the conditions in place at that time then you must not use this website.

Financial advice
The Co-op Pensions Department cannot provide financial advice and this website does not constitute such advice.

Information accessed via this website
Whilst we take steps to ensure the accuracy of the information accessed via this website, we cannot guarantee or give any warranty as to the accuracy, timeliness or completeness of any information or material appearing on it.

All projections given by this website are estimates only and should not be relied on without seeking independent validation.

Copyright notice
This website and all materials, text, code, content, software, graphics, photographs, illustrations, artwork, photographs, formats, files, graphics and devices (together 'Content') are protected by copyright, trademarks and other rights of intellectual property owned by us or licensed to us. Anyone accessing this website is entitled to view any part of it and to print or download extracts to a local hard disk for personal use. However, the Content must not be used nor reproduced (in whole or part) for any other purpose including on or in connection with another website or publication or for direct commercial gain. Any links to this website must be notified to and approved by us before they are created or steps are taken to create the same.

Unless specified as being the trademark of a third party (the rights in which we acknowledge), all trademarks used on this website belong to us.

No warranty
This website and its Content are provided 'as is' excluding warranties of any kind, either express or implied, to the fullest extent permissible under applicable law. We accept no liability for functions contained on the website and make no warranty that the website will operate uninterrupted or error-free or that any defect will be corrected. We do not warrant that the website is compatible with your computer equipment or that the website or its server is free of errors, viruses, worms or 'Trojan horses' and we shall not be liable for any damage you may suffer as a result of such destructive features. The Co-operative Group Limited specifically disclaims any warranties, expressed or implied, regarding any matter whatsoever relating to or referenced by The Co-operative Group Limited website, including but not limited to the implied satisfactory quality, fitness for a particular purpose, title and non-infringement. The Co-operative Group Limited reserves the right to modify the product and service information contained in The Co-operative Group Limited website without notifying current or prospective customers.

Limitation of liability
Your use of this website and its content is at your own risk. If you are dissatisfied with this website, its Content or these conditions then your only remedy is to discontinue use of the website.

Apart from liability which we cannot by law restrict or exclude, we shall have no liability to you or any third party for any direct, special, indirect, consequential or incidental damages, exemplary or lost profits, or any other damages of any kind whether based on warranty, contract, tort (including negligence) or otherwise, even where we have been advised of the possibility of the same. Applicable law may not allow the limitation or exclusion of liability of certain damages, so this limitation or exclusion may not apply to you in its entirety.

Cookies
This website incorporates the use of Cookies. Cookies are small text files which are stored on your computer, mobile phone or device. Cookies may be placed on your device when you visit a website or open a marketing email.

The Co-operative Group uses cookies for a variety of reasons, such as to remember your preferences when you visit our sites, tailor your visit, monitor traffic to enable us to improve our sites, or to ensure we remember the contents of your shopping basket when you next visit the site.

We may also set third parties cookies to allow you to easily link to third parties you may be subscribed to, such as Facebook, Twitter and Youtube. We do not control these cookies and how your information may be used, so please visit the third parties’ websites for more information on these cookies.

To find out more information as to the cookies we use and why, then please click here for a link to our Cookie’s List and How to Reject Cookies.

Third Party Companies & Products
Mention of third parties and products on The Co-operative Group Limited Group’s pensions website is for informational purposes.

Links to other websites
A link to a non The Co-operative Group Limited website does not mean that The Co-operative Group Limited website endorses or accepts any responsibility for the content or use of such website.

Governing Law and Jurisdiction
These conditions are governed by the laws of England.

Disclaimer
The Co-operative Group has taken the greatest of care to ensure the accuracy of the contents of this website, but cannot accept responsibility for any inaccuracies, omissions, or errors whether in respect of the information provided on our website or any to which the Group’s website may be linked.

Permission must be obtained from The Co-operative Group to use any information available on this website.