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Automatic enrolment

What happens next?

This flowchart will guide you through the automatic enrolment process. Answer the questions to find out if you will be automatically enrolled and when this might happen.

When you start working for the Group

You will receive a communication pack explaining the automatic enrolment process and how you will be affected.

Within one month

The Group will assess whether you are eligible for automatic enrolment.

Do you meet the following criteria?

  • are not already an active member of Pace DC; and
  • earn more than £769 in a four-weekly pay period (£10,000 per annum) in 2016/2017;
  • are age 22 or above; and
  • are under the State Pension Age.

If you do meet the criteria for automatic enrolment

You will receive a letter from Legal & General confirming that you will be automatically enrolled. This letter will confirm the date of your automatic enrolment (approximately three months' time).

After three months

Around the time you are due to be automatically enrolled, you will receive an enrolment pack from Legal & General. This pack will include details of how to opt out if you don't want to join Pace DC.

Do you want to opt out?

If you opt out within one month

Any contributions you have made will be returned to you.

If you don't opt out within one month, you can still choose to opt out later.

The Group will enrol you back into Pace DC every three years as required by the government (if you meet the criteria).

To find out more about opting out of Pace DC, please read the 'Opting out' section.